IN STORE FINANCING
BUY NOW & PAY OVER TIME! GOLD & DIAMOND SOURCE NOW OFFERS ONLINE CREDIT APPLICATIONS TO SHOP IN STORESUBJECT TO CREDIT APPROVAL THROUGH WELLS FARGO
No Interest if Paid in Full within 12 Months
**The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank N.A. Special terms apply to qualifying purchases with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.This information is accurate as of 09/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.
9.99% APR with 60 monthly payments****
****The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank N.A. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.1465% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.
ONLINE FINANCING WITH AFFIRM
+ WHAT IS REQUIRED TO HAVE AN AFFIRM ACCOUNT?
Affirm offers clear, simple financing for your online purchases in just a few clicks:
Be 18 years or older.
Have a valid U.S. or APO/FPO/DPO mailing address (excluding overseas territories).
Have a valid postpaid US mobile number that can receive SMS texts.
The phone number must be registered in your name, and we cannot accept VOIP numbers at this time.
Provide your name, email, valid mobile number, birthday and last 4 digits of SSN to help us protect and verify your identity.
+ DOES AFFIRM REQUIRE A CREDIT CHECK?
Affirm does a credit check to verify your identity and provide you with a financing offer when you sign up. This is a ‘soft’ credit check and will not impact your credit score. If you choose to complete a purchase and finance it with Affirm, we will do a single ‘hard’ credit check when your first order is processed by the merchant. This may have a minor impact on your credit score. For future purchases with Affirm we won’t need to check your credit again.
+ DO I HAVE A CREDIT LIMIT WITH AFFIRM?
Affirm has no fixed credit limit. We underwrite each loan individually taking into account the merchant, items purchased and other information available at the time of purchase.
+ DOES AFFIRM CHARGE ANY FEES OR INTEREST RATES?
Affirm charges a small finance charge when you split your purchase into multiple payments. We will always clearly state the cost of the finance charge in terms of real dollars ($) and an Annual Percentage Rate (APR) so that you can know exactly what you’re paying. We never charge any compounding interest and there are no hidden fees. We strive always to be more transparent and fair than any other form of financing.
HOW TO APPLY:
Just select Affirm at checkout.
Affirm Lending Disclosure-Concrete Offering
Your rate will be 10-30% APR based on credit,
and is subject to an eligibility check. Payment options through Affirm are
provided by these lending partners: affirm.com/lenders. Options depend on your
purchase amount, and a down payment may be required.
Example Of Payment- Truth In Lending Act (TILA)
On a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.